$500 Moves You In!
Eligible Programs
VA Loans:
Backed by the U.S. Department of Veterans Affairs, VA
loans are designed to help qualified veterans, reservists,
and active duty members finance homes with 100%
financing. VA loans offer competitive interest rates,
a variety of fixed-rate and adjustable loan options,
and flexible income, debt, and credit requirements.
USDA Loans:
The USDA Rural Housing program is designed to give
borrowers in specified areas 100% financing. Highlights
include competitive interest rates, a one-time guarantee
fee of 1% (may be financed), no minimum cash
contributions from borrower, gift funds allowed
(if needed), and first-time homebuyers allowed.
Home Advantage Loans:
Home Advantage2 is a first lien mortgage program with down payment assistance offered by the Washington State
Housing Finance Commission. Buyers may also qualify for a second mortgage loan of up to 4%, to be used for down
payment. Program offered on 30-year fixed-rate FHA, Conventional, or VA mortgages • Borrower must occupy home
as primary residence • Home must be located in Washington • Income limits apply • Homebuyer education required •
Single-family residences, including condos and townhouses, are eligible
Financing offered by DHI Mortgage Company, Ltd. Limited Partnership. Branch NMLS #2349570. 1050 N. Argonne Rd., Suite 101-A, Spokane Valley, WA 99212. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. Provided for informational purposes only. This is not a commitment to lend. Not all borrowers will qualify. Restrictions apply. USDA Program contains borrower income and asset limitations. Property eligibility requirements apply. Additional closing costs may apply. Please contact your mortgage loan originator for complete eligibility requirements. 1 $500 (a good faith earnest money deposit) is required at time of contract in conjunction with the USDA Rural Housing 100% Financing Program offered by DHI Mortgage on select homes that are ready to close escrow at USDA eligible communities. If Buyer qualifies for the USDA Program, earnest money to be applied towards closing costs. $500 (a good faith earnest money deposit) is required at time of contract in conjunction with the VA Program. Provided that buyer is approved for a VA loan and closes on or before the Closing date on the contract, Seller will contribute to the total of buyer’s closing costs less $500. Some restrictions apply as buyer is solely responsible for payment of the VA Funding Fee and discount points to buy down the interest rate. For VA loans, additional down payment is required if the purchase price exceeds the reasonable value of the property, if the loan amount is greater than $806,500 or applicable county loan limit or if the borrower has less than the full entitlement available. Buyer is not required to finance through DHIM.2 The Washington State’s Housing Finance Commission Home Advantage Program offers a 30-year fixed 1st lien loan that may be combined with a 2nd lien with a maximum loan amount of up to 4% which may be used towards down payment and closing costs. If buyer qualifies for the Home Advantage program, $500 earnest money to be applied towards closing costs. Purchase price and income limitations apply. Borrower must meet program guidelines. Please contact your mortgage loan originator for complete eligibility requirements. For more information, visit www.wshfc.org. Equal Housing Opportunity. USDA = U.S. Department of Agriculture. VA = U.S. Department of Veterans Affairs. FHA = Federal Housing Administration. REV: 02/11/25 | EXP: 12/31/25
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